SERVICES
Online Loans
With an online Payday Loan, you can get a little extra money before your next paycheck, without visiting a location. An Advance America Online Loan is simple. Complete a shor application and we’ll deposit the money you need straight into your bank account by the next banking day.So you can keep moving forward.
How An Online Payday Loan Works:
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Online payday loans are available in your state, you can get the money you need by filling out the short online application
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To be eligible for an online loan, you must:
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Have a valid government-issued ID
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Have a source of income
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Have a social security number
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Be at least 18 years of age
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Make sure you have the following information ready for your application:
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Your social security number
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Checking account number and routing number (located at the bottom left of your check)
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Income information (pay amount, last pay date, frequency, address.
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Title Loans
Our Hassle-Free Title Loans make getting money easy. If you own your car and have the vehicle’s title, we can help you get the money you need.
How A Title Loan Works:
Title loans are based on the appraised value of your owned vehicle.* We provide a personal loan on the spot and place a lien on the vehicle title. You keep driving your car while you pay back the loan. The length and availability of title loans varies by state.
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Bring your car and car title to an USA payday store that offers Title Loans.
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An employee will inspect your vehicle in minutes to estimate its value
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The amount of the title loan will be based on the value of your car*
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Agree to terms and scheduled payments
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Return to repay loan on due date
*requirements may vary by state .
Installment loans
Our Installment Loans get you the money you need today, but give you the flexibility to repay them over time. Advance America installment loans are simple. Apply, review the loan terms, approve and receive your money on the spot. Then, repay in multiple payments.
How Installment Loans Work
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Complete short application
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Review installment loan terms and payment schedule
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Sign agreement
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Receive money on the spot
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Make payments on your scheduled due dates .
Business Loans
Get all your capital up front, 1-5 year terms.
Fixed monthly payments, no prepayment penalties.
Great for a large one-time expense
Why get a business loan?
1.Start building your future.Purchase equipment Improve your operations and generate more revenue with new equipment
2. Hire new employees
Invest in your employees, your most
valuable resources
3. Consolidate debt
Move from high interest debt into a simple,
transparent monthly payment and free up
cash flow to run your business
4.
Expand your location
Give your business the ability to expand to its
current location or take another one .
Auto Loans
When you understand how auto loans work, you realize that your monthly payment includes more than the cost of the car—and that a lower payment doesn’t always save you money.
Car buyers are increasingly using loans to purchase vehicles. Reuters recently reported layer that “85% of new car purchases and 53.8% of used car purchases were financed.”
You’re likely to be one of those buyers—and you'll probably take 3 to 6 years to pay off your auto loan. That’s a lot of time and money, which makes it that much more important to understand how auto loans work. Here are the 3 major factors that affect your monthly payment and the total amount you’ll spend on your loan:
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The loan amount. This is how much you borrow. It can be significantly less than the value of the car, depending on whether you have a trade-in vehicle and if you’re making a down payment.
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The annual percentage rate. Usually referred to as the APR, this is the effective interest rate you pay on your loan.
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The loan term. This is the time you have to pay back the loan, normally 36–72 month
Payday Loans
If you are looking for a way to meet your urgent cash needs before payday, then USA Payday is the right place to be. With us you can find range of matchless loan services that you can apply to fix any short term requirements that demands and instant fix. Our service are more than excellent to be rated.